{"id":7741,"date":"2026-11-06T08:13:09","date_gmt":"2026-11-06T08:13:09","guid":{"rendered":"https:\/\/advisou.com\/blog\/?p=7741"},"modified":"2026-11-06T09:01:24","modified_gmt":"2026-11-06T09:01:24","slug":"how-to-check-nbfc-license-online","status":"publish","type":"post","link":"https:\/\/advisou.com\/blog\/how-to-check-nbfc-license-online\/","title":{"rendered":"How to Check NBFC License Online?"},"content":{"rendered":"\n<p>Whether you want to set up an NBFC, enter into an agreement, or deal with a private lender, checking the <a href=\"https:\/\/advisou.com\/services\/nbfc-registration\"><strong>NBFC license online<\/strong><\/a> is a safe practice. However, the question remains: how can one verify NBFC registration online? If the question concerns you, you are on the right page. This article breaks down the key steps for scouting the RBI-registered NBFC list.\u00a0<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_78 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/advisou.com\/blog\/how-to-check-nbfc-license-online\/#Steps_to_Check_NBFC_License_Online\" >Steps to Check NBFC License Online<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/advisou.com\/blog\/how-to-check-nbfc-license-online\/#What_is_in_the_PDF_or_Excel\" >What is in the PDF or Excel?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/advisou.com\/blog\/how-to-check-nbfc-license-online\/#Who_Must_Check_the_NBFC_License_Online\" >Who Must Check the NBFC License Online?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/advisou.com\/blog\/how-to-check-nbfc-license-online\/#Red_Flags_To_Look_Out_For_When_Checking_the_NBFC_License_Online\" >Red Flags To Look Out For When Checking the NBFC License Online<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/advisou.com\/blog\/how-to-check-nbfc-license-online\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Steps_to_Check_NBFC_License_Online\"><\/span>Steps to Check NBFC License Online<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The section below breaks down the steps to verify NBFC registration online:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 1: Navigate the Reserve Bank\u2019s Portal<\/strong><\/h3>\n\n\n\n<p>Make your way to the web portal of the Reserve Bank of India.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 2: Navigate to the NBFC List<\/strong><\/h3>\n\n\n\n<p>Once you land on the home page, go through the list, namely \u201cFunctionwise Sites\u201d on the right pane. Then, explore the \u201cRegulation\u201d tab to click on the &#8220;NBFCs.&#8221;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 3: Wait for Redirection<\/strong><\/h3>\n\n\n\n<p>Wait till the portal lands you on the new page.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 4: Explore the List&nbsp;<\/strong><\/h3>\n\n\n\n<p>On the new page, you will find the option stating \u201cList of NBFCs and ARCs registered with the RBI. Corresponding to this, the portal has listed the readable and downloadable PDF and Excel files.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 5: Open the PDF or Excel.<\/strong><\/h3>\n\n\n\n<p>Click on the PDF or Excel and wait until it opens on your system. (Please ensure you have apt software on your system to open such files.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_in_the_PDF_or_Excel\"><\/span>What is in the PDF or Excel?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <strong>RBI<\/strong><sup><a href=\"https:\/\/www.rbi.org.in\" data-type=\"link\" data-id=\"https:\/\/www.rbi.org.in\" target=\"_blank\" rel=\"noopener\"><strong>[1]<\/strong><\/a><\/sup> has included everything to simplify the experience and search for users. Here is the information it offers in the PDF or Excel.\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>List of all registered NBFCs (as of now, there are over 8500 NBFCs registered pan-India). Corresponding to each NBFC, you will find their\n<ul class=\"wp-block-list\">\n<li>Corporate Identification Number<\/li>\n\n\n\n<li>Deposit-taking status\u00a0<\/li>\n\n\n\n<li>RBI Layer, meaning which layer an NBFC belongs to (base, middle, or upper)<\/li>\n\n\n\n<li>NBFC classification (whether MFI, P2P, ICC, or Factor)<\/li>\n\n\n\n<li>Office address\u00a0<\/li>\n\n\n\n<li>Email ID<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Apart from NBFCs, the list also entails the details of the \u201cAsset Reconstruction Company\u201d (ARC). Currently, there are 27 registered ARCs pan-India, with prominent ones being Aditya Birla ARC Limited, Edelweiss Asset Reconstruction Company Limited, and Indiabulls Asset Reconstruction Company Limited. <strong>\u00a0<\/strong><\/li>\n\n\n\n<li>Number of NBFCs registered to date. The table below will give you a brief idea of the same<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong><em>Sl. No.<\/em><\/strong><\/td><td><strong><em>Classification of NBFCs<\/em><\/strong><\/td><td><strong><em>Total Numbers<\/em><\/strong><\/td><\/tr><tr><td>1<\/td><td>Investment and Credit Company (ICC)<\/td><td>8,033<\/td><\/tr><tr><td>2<\/td><td>Type-I NBFC<\/td><td>150<\/td><\/tr><tr><td>3<\/td><td>Micro Finance Institutions (MFI)<\/td><td>93<\/td><\/tr><tr><td>4<\/td><td>Housing Finance Company (HFC)<\/td><td>91<\/td><\/tr><tr><td>5<\/td><td>Core Investment Company (CIC)<\/td><td>60<\/td><\/tr><tr><td>6<\/td><td><a href=\"https:\/\/advisou.com\/services\/p2p-lending\"><strong>Peer to Peer Lending (P2P)<\/strong><\/a><\/td><td>28<\/td><\/tr><tr><td>7<\/td><td><a href=\"https:\/\/advisou.com\/services\/nbfc-account-aggregator-license\"><strong>Account Aggregator (AA)<\/strong><\/a><\/td><td>17<\/td><\/tr><tr><td>8<\/td><td>Factor<\/td><td>9<\/td><\/tr><tr><td>9<\/td><td>Infrastructure Finance Company (IFC)<\/td><td>8<\/td><\/tr><tr><td>10<\/td><td>Primary Dealer (PD)<\/td><td>7<\/td><\/tr><tr><td>11<\/td><td>Infrastructure Debt Fund (IDF)<\/td><td>3<\/td><\/tr><tr><td>12<\/td><td>Non-Operative Financial Holding Company (NOFHC)<\/td><td>2<\/td><\/tr><tr><td>13<\/td><td>Mortgage Guarantee Company (MGC)<\/td><td>1<\/td><\/tr><tr><td><strong>Total<\/strong><\/td><td><\/td><td><strong>8,502<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Must_Check_the_NBFC_License_Online\"><\/span>Who Must Check the NBFC License Online?\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The following must verify NBFC registration online:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banks seeking to enter into a co-lending agreement with an NBFC<\/li>\n\n\n\n<li>Vendors that help NBFCs set up and maintain IT infrastructure. This is something common with P2P lending platforms.<\/li>\n\n\n\n<li>NBFCs (undergoing RBI assessment for the first time) that are unsure whether their application has been approved.<\/li>\n\n\n\n<li>Government projects seeking finance from the Infrastructure Finance Company (IFC).<\/li>\n\n\n\n<li>Credit-seekers looking for urgent and significant loans from a microfinance institution (MFI)<\/li>\n\n\n\n<li>Companies that want to sell their unpaid invoices to NBFC-Factor<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Red_Flags_To_Look_Out_For_When_Checking_the_NBFC_License_Online\"><\/span>Red Flags To Look Out For When Checking the NBFC License Online<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Be wary of the given red flags when conducting a search on the NBFC platform:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No registration number displayed\u2014it could mean the license has been revoked or the RBI has yet to grant one.<\/li>\n\n\n\n<li>Registration number mismatch\u2014Maybe the NBFC has made a clerical error on their portal, or they are under heavy scrutiny due to non-compliance.<\/li>\n\n\n\n<li>The email ID does not match. It appears the NBFC changed it and did not inform the RBI. Either way, it is negligence.<\/li>\n\n\n\n<li>The Corporate Identification Number is incorrect. It is serious non-compliance; hence, you must report this as soon as you encounter it<\/li>\n<\/ul>\n\n\n\n<p>These are the steps you can use to check the NBFC license online. If you face any technical glitch, wait a while and try again. If the issue persists, you can contact Advisou\u2014your reliable licensing ally.\u00a0<\/p>\n\n\n\n<p>With years of expertise in RBI licensing and highly regulated registration, <a href=\"https:\/\/advisou.com\/\"><strong>Advisou<\/strong><\/a> is a trustworthy partner. Our experts can help you get the required licenses and permits during the business setup journey, ensuring compliant and result-oriented support from start to finish. Contact us now to book a free consultation.<\/p>\n\n\n\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/advisou.com\/blog\/nbfc-loan-recovery-guidelines\/\"><strong>NBFC Loan Recovery Guidelines in India<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Q1: Does the RBI portal contain information about every type of NBFC?<\/strong><\/p>\n\n\n\n<p>Yes, the RBI portal maintains details of every registered NBFC, regardless of its category.<\/p>\n\n\n\n<p><strong>Q2: What if the portal\u2019s details do not match the information on the NBFC\u2019s website?<\/strong><\/p>\n\n\n\n<p>Such a mismatch is a red flag. You must inform the RBI about this discrepancy.<\/p>\n\n\n\n<p><strong>Q3: Are details on the RBI\u2019s portal about NBFCs legit?<\/strong><\/p>\n\n\n\n<p>Yes, since RBI is an apex bank of the country, the information it provides is 100% legit.<\/p>\n\n\n\n<p><strong>Q4: Is there any alternative to the RBI portal for verifying NBFC details?<\/strong><\/p>\n\n\n\n<p>No, as of now, there is an alternative to the RBI portal for NBFC verification.<\/p>\n\n\n\n<p><strong>Q5: What if the NBFC\u2019s details are not available on the portal?<\/strong><\/p>\n\n\n\n<p>In such a case, you can try navigating to the option stating \u201cList of NBFCs and ARCs whose CoR has been cancelled by the RBI.&#8221;&nbsp;<\/p>\n\n\n\n<p><strong>Q6: What other factors constitute the NBFC\u2019s credibility and recognition?&nbsp;<\/strong><\/p>\n\n\n\n<p>You can look out for liquidity and net owned funds. They demonstrate the financial stability of the company. Such details are typically available on the NBFC\u2019s website.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whether you want to set up an NBFC, enter into an agreement, or deal with a private lender, checking the NBFC license online is a safe practice. However, the question remains: how can one verify NBFC registration online? If the question concerns you, you are on the right page. This article breaks down the key [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":7747,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[528],"tags":[1251,1010,1077],"class_list":["post-7741","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nbfc","tag-check-nbfc-license-online","tag-how-to-get-nbfc-license","tag-nbfc-registration"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/posts\/7741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/comments?post=7741"}],"version-history":[{"count":5,"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/posts\/7741\/revisions"}],"predecessor-version":[{"id":7746,"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/posts\/7741\/revisions\/7746"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/media\/7747"}],"wp:attachment":[{"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/media?parent=7741"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/categories?post=7741"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/advisou.com\/blog\/wp-json\/wp\/v2\/tags?post=7741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}